How to Use the Policy Compare Feature

Policy Compare Overview
The Policy Compare feature in Momentum AI allows you to upload two or more policy documents and instantly generate a comparison. This helps agencies quickly identify changes in coverage, limits, or endorsements between terms — a process that normally requires line-by-line review.

Step 1: Access the Policy Compare Tool

Log in to Momentum AMS.
From the left navigation, click Momentum AMP.
Select Momentum AI (opens in a new tab).
In the AI Center, click AI Scans.
Choose Policy Compare.

Step 2: Upload Policy Documents

Upload at least two policy documents (PDF format recommended).
These may be:
- Expiring vs. renewal policies.
- Competitive carrier quotes.
- Policies for the same insured across multiple lines.

Step 3: Review the Comparison Output

Momentum AI generates a side-by-side summary of key differences, including:
- Coverage types added, removed, or modified.
- Limit changes.
- New or removed endorsements/exclusions.
- Date or term changes.

Step 4: Use the Results in Your Workflow

Save the comparison as a document and attach it to the insured’s Documents tab in AMS.
Use the comparison to prepare renewal proposals or to explain differences to clients.
Share the summary internally with producers, CSRs, or account managers for quick reference.

Best Practices for Policy Compare
  • Always upload complete policy PDFs to ensure the AI captures all changes.
  • Double-check key coverages (like liability limits, deductibles, and exclusions) before binding.
  • Use Policy Compare alongside **Policy Summarize** to both see high-level summaries and drill into differences.
   • Keep comparison outputs on file for E&O protection and client transparency.