How to Issue a Certificate to an Additional Interest

How to Issue a Certificate to an Additional Interest
An Additional Interest in Momentum AMS is a third party (such as a lender, lessor, or contractor) who is tied to a specific policy and needs to appear on a Certificate of Insurance (COI) with special status — such as Additional Insured, Loss Payee, or Mortgagee.

If the interest is not already listed under the insured, you can add them as part of the COI issuance process.

✅ Step-by-Step: Issue a Certificate to an Additional Interest

1. Go to the Insured’s Profile

Use dynamic search or navigate from the Insureds menu

2. Click the “Additional Interests” Tab

Located in the insured’s top menu
Displays all interests tied to their policies

3. Click “Add New” if the Interest Isn’t Listed

If the party is not already listed, you’ll be prompted to complete the following fields:

Fields to Complete When Adding a New Additional Interest

Field	Purpose
Search List of Existing Holders	Look up from your agency’s Contacts to prefill info
Company Name	Required – legal name of the interest
Email, Phone, Fax	Optional but useful for delivery and communication
Address	Full mailing address required for the certificate
Do Not Display in Insureds List of Holders	Use only if this is a one-time certificate interest
Interest Type	Choose one: Additional Insured, Loss Payee, Mortgagee, Lienholder, etc.
Loan Number	Optional – for mortgagees or financial institutions
Policies	Select which active policy(ies) the interest applies to
Buildings / Liability / Aviation / Cargo Fields	Shown as applicable depending on policy type
Description of Operations	Freeform or use a saved template (for Accord 25 or 101)
Additional Interest for Certificates Section	Checkboxes to indicate coverage lines for Add’l Insured / Waiver of Subrogation
Save Changes	This adds the interest and links it to the selected policy

4. Use Actions → “Send Certificate”

Once added, locate the Additional Interest under the list
Click Actions → Send Certificate

5. Select the Master Certificate Template

Usually ACORD 25 or a customized version created by your agency

6. Customize Description and Delivery

Add or verify:
- Description of operations
- Email address
- Holder’s name and address
- Delivery method

7. Click “Send Certificate” or "Download"

The certificate is logged under the insured’s Documents tab
A record of the email (if sent) is saved in the Activity History

Best Practices

Always add Additional Interests from the insured’s Additional Interests tab, not from the general Certificate Holder list
Use description templates for standardized wording (especially for General Liability and Auto)
Double-check the interest type (e.g., Mortgagee vs. Additional Insured) before issuing
If you issue COIs for the same party across multiple insureds, check if they're also listed under Contacts → Certificate Holders