How to Set Agent Commission Rules

Agent Commission Rules in Momentum AMS
Agent Commission Rules in Momentum AMS control how the system calculates commissions payable to agents when transactions are generated.

These rules can be applied to specific carriers, MGAs, lines of business, and other criteria, and can calculate commissions from different payment types.

While multiple payment types are available, most agencies choose From Agency Commission so payouts align with actual revenue and exclude non-commissionable amounts like taxes, fees, or surcharges.

Important: Unlike Agency Commission Rules, there is no system default for Agent Commission Rules. If no rule is present for an agent, no commissions will be generated.

1️⃣ Access the Agent Commission Rules Screen

Hover over your name in the upper-right corner of Momentum AMS.
Click Agency Profile (Admin access required).
In the top navigation bar, click Commission Rules.
Select Agent Commission Rules.

2️⃣ Using Commission Rules from Another Agent (Optional)

At the top of the Agent Profile, there’s an option to Use Commission Rules from Another Agent.

When enabled, the selected agent will inherit another agent’s commission setup rather than having unique rules.

3️⃣ Add a New Agent Commission Rule

Click Add New and complete the following fields:

Field	Description
Carriers	Select one or more carriers the rule applies to.
MGAs	Choose if the rule applies to a specific Managing General Agent.
Referral Sources	Optional — link the rule to a referral source.
Date From / Date To	Set the effective date range for this rule.
Amount From / Amount To	Optional — apply the rule only within a specific premium or commission range.
LOB Class	Select from your configured Line of Business classes.
Line of Business	Choose a specific LOB or leave as “Any Line of Business.”
Payment Type	Dropdown options:

From Agency Commission – Calculates from the agency’s total commission from the carrier or MGA. (Recommended)
From Base Premium – Calculates from the total premium.
From Agency Fee – Calculates from the agency service/policy fee.
From Incentive Fee – Calculates from any incentive fees collected.
From Agency Retained Commission – Calculates from commission after corporate, network, or aggregator splits are deducted. |

4️⃣ Enter Commission Percentages and Splits

After selecting the Payment Type, enter the commission percentages for each transaction type:

New Business
% [Enter percentage]
Commission Split Info: New Business – Any Agent Split
Renewal
% [Enter percentage]
Commission Split Info: Renewal – Any Agent Split
Rewrite
% [Enter percentage]
Commission Split Info: Rewrite – Any Agent Split

5️⃣ Save and Prioritize Rules

Click Save to activate the rule.
If multiple rules match a transaction, Momentum AMS uses the most specific match (e.g., Agent + Carrier + LOB takes priority over Agent + Carrier).

6️⃣ How Rules Are Applied

When you Generate Transaction from a policy’s Billing tab:

The system searches for the most specific matching Agent Commission Rule.
Applies the correct New Business, Renewal, or Rewrite percentage.
Calculates commission based on the selected Payment Type.
Posts the calculated amount to the agent payable record.

7️⃣ Best Practices

Create rules for every active agent who earns commission.
Decide upfront whether to calculate from Base Premium or Agency Commission and apply consistently.
Review rules quarterly for accuracy with current agreements.
Use effective dates instead of overwriting old rules to preserve history.
Test a sample transaction to confirm calculations before going live.